Debt Collection Scammers
There is no end to the people that want to take your hard-earned money away from you. On the Internet they do it mostly by email, but you need to know that a lot of your personal information is out there on the web, such as your phone number and items from your credit report can be obtained easily. They may call you on the phone as well.
The following is about how some scammers will get information about debts you owe and then act like a collection agency to get you to pay them rather than the actual creditor. You’ll pay that money to the scammer and still owe the creditor.
Beware Fake Debt Collection Agencies
Posing as a collection agency representative, the con artist will contact a victim by mail, email or telephone, claiming the person owes a specific dollar amount to a particular company.
To convince victims to wire money to pay the “delinquent accounts,” scammers will threaten to report “overdue bills” to credit bureaus, take some form of legal action or even drain money from victims’ bank accounts without their consent.
Ironically, real “deadbeats” probably wouldn’t fall for this scam, since they have no intention of repaying their creditors. But upright citizens may doubt themselves, thinking they’ve forgotten to pay a bill.
Take the time to check out who is demanding money from you. Call the creditor, (not a phone number the scammer gave you in your email), look up the creditor’s phone number yourself. Resolve it with them directly if it is real. If it isn’t you can click the link below for more info on how to deal with these scammers.
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